Developing a New Model Based on Service-Oriented Architecture in Universal System of the Core Banking

Regarding the rapid growth of Information Technology and the changes that were made in business process, banks require an independent structure to coordinate with these changes so that they could meet the needs by making some changes in the organizationʹs software and without needing to apply some general changes in organizationʹs software and hardware frameworks or even spending enormous amounts of money. Using the service-oriented architecture comes along as the best choice for bank programmers and analyzers. In this research, some solutions were presented for resolving the problems caused by the information integrity, service and security by introducing the service-oriented architecture and the universal system of the Core Banking and later on by utilizing simple patterns of the service-oriented architecture and studying the current situation in Saderat Bank. Finally, putting together patterns derived from the solutions, we reach a model proportionate to the bank structure under study. The recommended model was analyzed by an assembly of banking experts via the SPSS software and using the T-test technique and regression. The research results are indicative of the approval of the present researchʹs recommended model. The proposed model significantly improved the problems caused by the service integrity from among other in-dices of information integrity, service and security.