Title of article :
The impact of electronic banking on profitability and market share: Evidence from banking industry
Author/Authors :
Khodaei Valahzaghard ، Mohammad نويسنده , , Bagherzadeh Bilandi، Elham نويسنده M.Sc. Student, Department of Commercial Management, School of Management and Human Sciences, Tehran North Branch, Islamic Azad University (IAU), Tehran, Iran ,
Issue Information :
ماهنامه با شماره پیاپی 36 سال 2014
Pages :
6
From page :
2531
To page :
2536
Abstract :
This paper presents an empirical investigation to study the effects of electronic banking devices such as automated telling machines (ATM), Point of sales (POS) and Pin Pad on profitability and market share in Iranian banking industry. The population of this study considers the information of 16 banks, five governmental and eleven private, over the period 2007-2012. Using two regression techniques, the study has detected that while Pin Pad may influence on return of assets positively, ATM and POS may not have any meaningful impact on profitability. Moreover, in our survey, none of technological facilities had a meaningful impact on market share but there was a positive and meaningful relationship between bank size and market share.
Journal title :
Management Science Letters
Serial Year :
2014
Journal title :
Management Science Letters
Record number :
1755877
Link To Document :
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