AN EMPIRICAL ANALYSIS OF THE DETERMINANTS OF OVERSEAS WORKERS INCOME IN RURAL AREA OF DISTRICT SWABI, PAKISTAN

The main objective of this study was to analyze the determinants of income of overseas workers. For this purpose 360 respondents were randomly selected from eleven villages in District Swabi, Khyber Pakhtunkhwa, Pakistan during 2008. Results of the study clearly establish a positive and significant correlation between the level of ‘formal education’ and ‘professional training’ of emigrants with their income level abroad. The correlation between emigrants’ non-formal skills with their income was negative and insignificant; thus discounting the general perceptions about the utility and adequacy of skills as a sufficient condition for good income abroad. The study recommends that formal education and professional training are important determinants in enhancing the income of overseas workers.