Shubuhat on Matter of Bai’alinah and Tawarruq

Bai` alinah and Tawrruq concepts are used in Islamic banking system and capital market to facilitate the needs of market players when Islamic financial industry was pioneered in the Islamic countries. Even though the majority of Shariah scholars disallow these concepts, some of them are of the opinion that it is acceptable as long as all the pillars and conditions of the contracts are complied with. Based on these opinions, bai`alinah and tawrrauq concepts are differences about comply with Shariah rules. Therefore products of Bai’inah and Twarruq are very controversial issues based on Shariah compliance criteria; the primary objective of this paper is to highlight to Shubuhat on product of Bai alinah and Tawrruq. It was found that shubuhat did exist in product of Bai alinah and Tawrruq