Analysis of central bank policies and supervision tools on financial stability in the Iranian banking system

The purpose of this article is to analyze the policies and regulatory tools of the Central Bank on financial stability in the Iranian banking system . The method of analysis is descriptive - survey . Data were collected through interviews with experts . The validity and reliability of the research tool were confirmed by marketing professors and experts . Data analysis - using software Lisrel Done . Seven main influential factors from the perspective of experts, which include; Ratio of non-current receivables to total payment facilities (NP) , Cash reserves in assets - bank (CR) , Capital adequacy (AC) , The real exchange rate (RER) , Liquidity (LY) , Leverage (DA) , Atbardakhly paid by banks to the private sector - and (DCP) Was agreed upon by them . Test results KMO That sufficient sample - properly selected . Bartlett's test of sphericity also at the level of 99 percent, which shows a significant correlation - in the community is not zero . That is, the seven factors studied had a significant impact on the financial stability of the banking system . Also, the results of varimax rotation of seven factors showed that their eigenvalues are higher than one . Products of factor loadings higher than 35/0 are . In order to confirm homogeneity Of items - forming any of the scale in terms of content and infrastructure of the five-factor confirmatory factor analysis on the causes - were carried out . To evaluate the model - factor analysis identified several characteristics fitness There is . In the present article, the ratio of chi-square or chi-square to the ratio of freedom (x 2 / df) Root mean square residue - Display RMR As well as a good fit index GFI an‎d the adjusted value of the fitness index for the degree of freedom AFGIWas used . Results showed that all the characteristic elegance at an acceptable level were significantly - have given - in this letter with the factor structure of this scale is a good fit and statements - this scale are consistent with the underlying structures .