FAIR TARIFF POLICY IN INSURANCE: THEORY AND METHODS OF CALCULATION

This article is devoted to studying tariff policy of insurance companies. There are disclosed issues of establishing a fair tariff policy at different stages of development of the insurance product. We have considered the structure of insurance tariff. There are given methodology of actuarial calculations in determining tariffs. As an example, we show unified tariff calculation methods and methods of historical data processing for each type of life insurance.