چكيده فارسي :
The process of liberalizing services requires the establishment of the institutionalfoundations of reform, a coherent strategy that maximizes profits and minimizes the costs ofadjustment. These foundations include: good knowledge of the existing trade regime,establishment of the government process for trade negotiations and institution building tomanage the liberalization process.In our article, we will address the service sector, which creates the greatest added value indeveloped countries, by its complicity, does not require a simple reference as is the case forgoods. Policymakers must review each regulation to determine whether it impedes market accessor discriminates against foreign companies. Establishing a government process for designing atrade policy is also a difficult and complicated task because each service sector has its ownministry of oversight or oversight. For public services, which are in most cases statemonopolies an initial process must be put in place to prepare the ground for theirliberalization.Pinheiro (2000) explains that poor programming of reforms is the cause of the poorresults of the regulatory system in Latin America. The effectiveness of the regulations andthe competition will largely determine trade gains and their distribution among different groupsof companies (Alexandre and Estache 1999). Ineffective regulation and competition will drive upprofits without lowering prices.Successful liberalization requires macroeconomic stability,structural reforms, the regulation of the banking system and the implementation of an effectiveprudential regulation.We studied also in our paper, the banking system of Algeria and we compare it with otherregional banking systems , as Morocco, Tunisia and with other countries of the Middle East andthe North of Africa.
