التسهيلات الائتمانية كموشر لاداء التوظيفات القصيرة الاجل في المصارف التجارية دراسة تطبيقية على فروع مصرف الرافدين في محافظة نينوى

Bank's activity is considered an important evidence on economic and Financial development, credit facilities-both direct and indirect-is one of the services that it present to a great number of traders and industrialists to enhance their economic activity through the year which, in return, participate in the economic growth by using apart of money in a short-term investment, the research which had applied on sectors of Al-Rafidain bank in Neineva province proved that there is a decrease in provided money asing in the credit facilities (overdraft, bills discount, letters of guarantee, short-term loans, documentary credit. The research reached important recommendations that are returning confidence between banks and costumers and producing modern and development products in order to compete private banks.