The impact of financial policy and financial analysis in the banking credit decision An Analytical Study of Rafidain and Rasheed Banks (Model)

The present study aimed to identify financial resources and financial analysis of financial issues, financial capacity, public relations, and related issues. On the assumption that there is correlation relationship and a significant impact and statistical significance of the financial policy and financial analysis and financial statements in the bank credit decision of the sample. In order to achieve the objectives and verification of food, the researcher adopted the analytical descriptive method of the indicators study and improve the reliance on the statistical law simple linear regression and multiple SPSS system through the preparation of questionnaire questionnaire included three axes focused in the first axis on the general information of the sample banks and the second axis financial and financial analysis and financial statements. The gradation of the credit system, and reached the study in a group of rest and proposals, including:- There are significant statistical correlations between financial policy indicators and financial analysis of the financial statements in the bank credit decision.