الخصخصة ودورها في تطوير القطاع المصرفي في العراق

The Iraqi government banks all the difference differ from their counterparts in other countries, they are service institutions supported are not required to provide services to achieve profits, but on the basis of satisfying the political and economic desire, this weakness in the banking system hampers economic reform and limits the role of the private sector in taking a course expected. In addition to the case of the vacuum suffered by the Iraqi market from financial institutions, which were offset by the growing financing needs of productivity and real estate, has made the need for government intervention in the creation of banking activity and a national thing inevitable, and political motives, economic Therefore, we find that the number of specialized banks has increased in recent times that amounting to (0 3) banks each and every one of them capital of their own work on various economic activities and funding, but it is still reluctant to finance its activities because of the political, economic and security conditions are not stable in the country that created a kind of instability in all areas of economic life .However all this, the main objective of privatization, is to provide the appropriate conditions for economic free market prices reflect in fact the extent of the scarcity of available resources, to lead investors, producers and consumers to make rational decisions are efficient, and if the activities of public projects is not an efficient use of resources may then be justified privatized, and in any case, to determine the economic efficiency and the need for privatization in the light of the free economy, it can only be judged when there are conditions of perfect competition, and to be so productive and well-developed economy, and that prices reflect the prevailing scarcity of the resources available.