The Role of Mobile Commerce and Its Impact on E-banking

To use information technology in the electronic banking industry decreased by geographical distance and time between the bank and the customer banking services and to reduce costs and increase competition among banks and money transfer and enhance the quality of service and ultimately change the cost structure of banks and the banking industry is being optimized. Banking sector should leadership role in launching and use of electronic banking in the country to play, Create and set up the required infrastructure for electronic banking and a wide range of economic, Responsible for the banking system. It also encourages people to use ebanking services, require different requirements. Part of the requirement to provide communications infrastructure and telecom back a communication service is now using mobile banking services. This paper is with the introduction of the history of e-banking and ebanking is defined and the introduction of electronic banking and also serve to introduce a new electronic payment through the phone system by name Sepas and at the end, stating a strategy would facilitate the use of mobile e-banking.