Abstract :
Several upstart e-commerce companies are poised to radically alter the abstract entity we call "money." X.com (formerly Confinity.com before it merged with X.com) sends money through email via its PayPal.com service???Tele-Vend.com turns your mobile phone into a credit card, and Beenz.com prints e-money like some kind of out-of-control bean counter. Are these just examples of funny money, or the end of money as we know it? The author believes it\´s the latter, and that the prospects for massive disintermediation threaten the future of conventional money.