Author :
Ebringer, Tim ; Thorne, P. ; Zheng, Yuliang
Abstract :
The electronic wallet (e-wallet), a handheld computer that consolidates a user´s personal items, stores vital information and facilitates financial transactions, has received much attention lately. It promises to consolidate many of the personal items carried around by the modern individual: wallet, phone, pager, diary and keys. In fact, Nokia´s 9001 Communicator already combines the phone, pager and diary into one unit. The question arises, however, as to how to provide user authentication. Traditional protection mechanisms require users to enter a PIN or password every time they wish to perform a transaction. More sophisticated techniques include using a biometric device, such as a fingerprint scanner, which is integrated into the e-wallet. Both of these options have disadvantages. Usability problems due to authentication are a significant barrier to the adoption of e-wallets. How can an e-wallet guarantee security without being cumbersome? In this article, the authors present some uses of existing protocols whereby a concealable, wireless and portable device can temporarily act as an authentication proxy for the user. The e-wallet then becomes a parasite - feeding off the small device for required authentication and identification information. Parasitic authentication attempts to provide handheld computers with security without reducing convenience
Keywords :
authorisation; electronic money; mobile computing; notebook computers; personal information systems; Nokia 9001 Communicator; authentication proxy; concealable wireless portable device; electronic wallet; financial transactions; handheld computer; parasitic authentication; personal information; protection mechanism; protocols; security guarantee; usability; user authentication; user identification information; Authentication; Biometrics; Communication system security; Computer security; Fingerprint recognition; Handheld computers; Information security; Protection; Usability; Wireless application protocol;