Abstract :
Looking forward to graduating next spring? Are you anxious about getting that high paying job and buying that new car? Well, your days of scrimping and saving are not quite over. While your new annual salary may be more money than you´ve ever made, you will have new expenses associated with working and living on your own. Apartment rent, car payments, and living expenses may be familiar to people who have lived off campus, but when you enter the professional ranks your needs and desires change. Preparing now is the best way to avoid financial despair from trying to have it all too soon.