Title :
Merchant adoption of mobile payment systems
Author :
Mallat, Niina ; Tuunainen, Virpi Kristiina
Author_Institution :
Helsinki Sch. of Econ., Finland
Abstract :
Wide enough acceptance and adoption of mobile payment technologies and systems is a prerequisite for consumer adoption of many, if not most, mobile commerce services. Based on the innovation diffusion theory of Rogers (1995) we present results from two, concurrent sets of empirical data on merchant adoption of mobile payment systems. In addition to the potential advantages of mobile payments we also identified several barriers to their adoption, most clearly in four categories: relative advantage, compatibility, complexity and costs.
Keywords :
electronic commerce; mobile communication; mobile computing; consumer adoption; innovation diffusion theory; mobile commerce service; mobile payment system; Business; Communication industry; Communications technology; Costs; Electronic commerce; Games; Mobile communication; Mobile handsets; Technological innovation; Telephony;
Conference_Titel :
Mobile Business, 2005. ICMB 2005. International Conference on
Print_ISBN :
0-7695-2367-6
DOI :
10.1109/ICMB.2005.58
