Loan Indicator Analysis of Down-Risk-Averse Loaner Based on Supply Chain Financial Innovation

According to the ´corporate and debt´ method in trade credit and based on the logistic features of Uniform Credit mode and the relevant cost-benefit structure, this paper analyzes cash flow statement of borrowers in supply chain financial innovation. Then, this paper assumes downside-risk-averse logistics enterprises and analyzes key loan indicator consistent to risk tolerance level of logistics enterprises. The results show that downside-risk limits can control the risk of seasonal inventory financing in supply chain financial innovation and make the loan consistent to risk tolerance level of logistics enterprises.