Problems and solutions in the small and medium-sized enterprise intellectual property pledge financing

Because of Small and Medium Businesses intellectual property pledge financing just starting, so there are many problems in the implementation process. It´s far from being an important financing method, limited by its characters and the restriction of current law, policy and system. This article analyzes three main aspects of Small and Medium Businesses intellectual property pledge financing, which include the intellectual property construction, intellectual property value assessment, and treatment with hypothecation in intellectual property; and put forward the way to solve these problems, looking forward to the widespread of small and medium-sized enterprise intellectual property pledge financing in China, so that settle the financing difficulty problem of Small and Medium Businesses.