A Multi-Dimensional Credit Evaluation Model of E-Commerce Transactions (Jan 2009)

Based on the analysis of the inadequacies of existing credit evaluation model for e-commerce, a multi-dimensional transactions credit evaluation system applying for e-commerce is given and key factors affecting the credit of e-commerce transactions are extracted in this paper. The author proposes three methods for the calculation of transactions credit. They´re static integration calculation, dynamic integration calculation in different dimensions and index calculation method. A multi-dimensional credit evaluation model of e-commerce transactions is established and some recommendations on the credit information reveal are given by the author.