Analysis of Influencing Factor on Household Financial Assets: The Case of Beijing

This paper regards Beijing households as object of study. Based on household disposable income, wealth, consumption, risk and profession character, this paper presents a detailed analysis of influencing factor about household financial assets by using aggregate and survey data. We find that at present household income, consumption, portfolio have not formed a good cycle. Therefore our government needs strengthen and improve macroeconomic management such that households can reasonably arrange their financial assets.