The GPRS Mobile Payment System Based on RFID

As a kind of mobile data service, mobile payment service has approached people´s lives. It becomes the focus and will be a field where telecom service providers compete. After analyzing the current mobile payment service in China, this paper puts forward an optimization design of the GPRS mobile payment system based on radio frequency identification (RFID) as a transitional solution before the prevalence of the NFC (near field communication) cellphone. And then the system structure, service flow and security are described. By virtue of RFID, the telecom service provider can provide diversified mobile payment services with high privacy. On the other hand, the framework of the system is simple and takes full advantage of the existing GSM mobile communication network compared with the mobile payment system based on CDMA in Japan and Korea. Moreover, this system does not require user to change their cellphone to support RFID chip.