A secure NFC application for credit transfer among mobile phones

People continuously try to improve their quality of life and technologies have an important role on it. Money transaction between mobile devices is bored and a difficult operation to perform since there is not a simple and safe way to do it. Near field communication (NFC) is a new secure short-range wireless connectivity technology, can play an important role on this kind of issues, and it is very easy to use. In upcoming years the NFC technology can offer an important contribution to simplify some daily operations, such as payments and money transactions. This paper focused on NFC technology and proposes a peer-to-peer based application that demonstrates the usage of NFC and Bluetooth technologies for money transaction between mobile devices. NFC technology is used with a simple gesture that triggers a lot of background operations. A solution is proposed, evaluated, and demonstrated and it is ready for use. It demonstrates the NFC availability for secure and easy communication and authentication in mobile applications.