Research on the Market Effectiveness of Credit Guarantee for Chinese Small and Medium-Size Enterprise Based on Analyzing the Market Capacity

It sets up a non-lined mathematical model to forecast the objective total market capacity of China credit guarantee for SMEs based on analyzing the main factors of affecting the guarantee market capacity. It can enhance the effectiveness of the market capacity of our SMEs credit guarantee through optimizing the credit rationing, the rate of credit guarantee magnification and the anti-guarantee sufficient rate. The results prove that under the income maximization among banks, credit guarantee institutions and enterprises, ascertaining the best credit guarantee magnification rate and the anti-guarantee sufficient rate can make the market of SMEs credit guarantee become optimization.