DocumentCode :
2457278
Title :
Soft Information and Lending Relationship Analysis of Micro-loan Company with Game Theory
Author :
Tao, Shen
Author_Institution :
Bus. Sch., Guangxi Univ., Nanning, China
fYear :
2010
fDate :
17-19 Dec. 2010
Firstpage :
93
Lastpage :
96
Abstract :
Micro-loan company has opened up a new way to solve the "Farmers, Rural Areas, Agriculture Production" problems, the financial difficulty of SMEs and financial need of low-income groups in China. With the analysis of soft information and relationship banking theory, this paper studies lending relationship between micro-loan company and loan client with the dynamic game of Bayesian equilibrium. We argue that soft information is the key factor in decision-making of micro-loan company. To reduce the problems of asymmetric information, performs its functional position in financial market better, micro-loan company should prodominate soft information of loan clients more comprehensively and effectively.
Keywords :
Bayes methods; banking; game theory; information analysis; Bayesian equilibrium; China; asymmetric information; decision-making; financial market; game theory; lending relationship analysis; microloan company; relationship banking theory; soft information; Banking; Companies; Games; Investments; Publishing; Waste materials; game theory; information asymmetric; micro-loan company; relationship banking; soft information;
fLanguage :
English
Publisher :
ieee
Conference_Titel :
Computational and Information Sciences (ICCIS), 2010 International Conference on
Conference_Location :
Chengdu
Print_ISBN :
978-1-4244-8814-8
Electronic_ISBN :
978-0-7695-4270-6
Type :
conf
DOI :
10.1109/ICCIS.2010.30
Filename :
5709021
Link To Document :
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