Title :
The role of trust and security in Smartphone banking continuance
Author :
Susanto, Aries ; Chang, Younghoon ; Zo, Hangjung ; Park, Myeong Cheol
Author_Institution :
Dept. of Manage. Sci., Korea Adv. Inst. of Sci. & Technol. (KAIST), Daejeon, South Korea
Abstract :
Prior studies had notably figured out that security, satisfaction, and trust are very critical elements in mobile-based banking usage. This study is to propose an explanatory and exploratory research framework based on the Expectation Confirmation Model. The results showed that perceived security and satisfaction were strong determinant factors for the formation of consumers´ reuses decisions and relational behaviors building towards Smartphone banking services in South Korea, whereas perceived usefulness and trust were not statistically significant on usage continuance intention. This study will briefly draw some related concluding remarks.
Keywords :
bank data processing; consumer behaviour; security of data; smart phones; consumers relational behaviors; consumers reuses decisions; expectation confirmation model; explanatory research framework; exploratory research framework; mobile-based banking usage; perceived satisfaction; perceived security; perceived usefulness; smart phone banking continuance; trust; usage continuance intention; Banking; Context; Context modeling; Data models; Electronic countermeasures; Online banking; Security; consumers´ behavior; e-banking; e-commerce; perceived security; satisfaction; trust; usage continuance;
Conference_Titel :
Systems, Man, and Cybernetics (SMC), 2012 IEEE International Conference on
Conference_Location :
Seoul
Print_ISBN :
978-1-4673-1713-9
Electronic_ISBN :
978-1-4673-1712-2
DOI :
10.1109/ICSMC.2012.6378055