Electronic payment market: a non-optimal equilibrium

Author

Sahut, Jean-Michel ; Galuszewska, Malgorzata

Author_Institution

RESFINE Lab., Inst. des Telecommun., Evry, France

fYear

2004

fDate

26-30 Jan. 2004

Firstpage

3

Lastpage

8

Abstract

The crucial goal of this article is to reveal the real reasons for the SSL success. We also analyse other e-payment solutions as well as the market of mobile payments. Finally, we examine the repercussions of electronic payments for the banking system. The structure of the paper is as follows: identification of users´ needs, presentation of existing e-payment systems, analysis of competitive, marketing and technological challenges, description of e-payment business models and examination of the impact of e-payments on the banking sector.

Keywords

Internet; banking; data integrity; electronic money; marketing; security of data; banking sector; banking system; competitive analysis; e-payment business models; e-payment solutions; e-payment systems; electronic payment market; electronic payments; marketing challenges; mobile payments market; technological challenges; user needs identification; Banking; Business; Communication system security; Consumer electronics; Costs; Internet; Laboratories; Paper technology; Protocols; Sockets;

fLanguage

English

Publisher

ieee

Conference_Titel

Applications and the Internet Workshops, 2004. SAINT 2004 Workshops. 2004 International Symposium on

Print_ISBN

0-7695-2050-2

Type

conf

DOI

10.1109/SAINTW.2004.1268558

Filename

1268558