Title :
A Comparative Study on the Assessment of Personal Credit in Uncertain Environments
Author :
Ruihua, Qi ; Deli, Yang ; Runbo, Hu
Author_Institution :
Inst. of Syst. Eng., Dalian Univ. of Technol., Dalian, China
Abstract :
In this paper, we evaluated and contrasted several classifiers for credit scoring in the mobile environment. Taking into account the features of mobile environment, the classification performance is assessed by the precision and the area under Roc curve. Naive Credal Classifier is also introduced to deal with incomplete credit datasets in the mobile environment.
Keywords :
finance; mobile computing; risk management; Roc curve; credit risk assessment; credit scoring; mobile environment; naive Credal classifier; personal credit assessment; Artificial neural networks; Authentication; Classification algorithms; Consumer behavior; Costs; Credit cards; Decision trees; Logistics; Systems engineering and theory; Uncertainty; ROC; personal credit; uncertain environments;
Conference_Titel :
Mobile Business, 2009. ICMB 2009. Eighth International Conference on
Conference_Location :
Dalian
Print_ISBN :
978-0-7695-3691-0
DOI :
10.1109/ICMB.2009.15
