Building of trust evaluation model based on the failure prediction

The paper suggests an effective bankruptcy avoidance behavior by a creditor. Empirical work based on actual data found the risk factor effectively in the credit accommodation from bankruptcy enterprises. An extreme validity risk factor was obtained: Information of Liability and Equity “Ile”. Ile is the decomposition analysis index developed by the author, which means the detection of the abnormality that is the basis of trust evaluation with business. The trust fear alarm (which involves Ile), achieved high precision as a bankruptcy forecast model. The signs of bankruptcy were distinguished by focusing on the flow of funds processes, based on the rationality of the experiential subjectivity. This proved that foresight could be raised by watching the account information closely