Title :
Notice of Retraction
Analysis on personal credit risk of national student loans based on factor analysis
Author :
Zhao Zhenyu ; Zhang Wei ; Chen Hongxia
Author_Institution :
Dept. of Law, Ningbo Univ., Ningbo, China
Abstract :
Notice of Retraction
After careful and considered review of the content of this paper by a duly constituted expert committee, this paper has been found to be in violation of IEEE´s Publication Principles.
We hereby retract the content of this paper. Reasonable effort should be made to remove all past references to this paper.
The presenting author of this paper has the option to appeal this decision by contacting TPII@ieee.org.
Individual credit risk factors of the national student loans are various. These factors can´t correctly reflect the level of risk influence because of their mutual co-linear. This paper will use factor analysis to analyze the student samples of national student loans for the sake of more accurate researches on causes of personal credit risk. From many individual credit risk factors of national student loans, this paper will reveal the real causes of personal credit risk, which will contribute to set up personal credit risk evaluation model in the future.
Keywords :
financial management; risk management; statistical analysis; factor analysis; national student loans; personal credit risk; Analytical models; Educational institutions; Employment; Ethics; History; Industries; Statistical analysis; Personal credit; Risk; Student loans;
Conference_Titel :
Software Engineering and Service Science (ICSESS), 2011 IEEE 2nd International Conference on
Conference_Location :
Beijing
Print_ISBN :
978-1-4244-9699-0
DOI :
10.1109/ICSESS.2011.5982456
