• DocumentCode
    2855246
  • Title

    Microfinance performance in China´s rural areas: A perspective of regional differences

  • Author

    Song, Wei ; Xue, Xuna ; Zhong, Luya

  • Author_Institution
    Sch. of Finance, Renmin Univ. of China, Beijing, China
  • fYear
    2010
  • fDate
    18-20 June 2010
  • Firstpage
    73
  • Lastpage
    79
  • Abstract
    Based on the micro-panel data of 116 farmer households in 28 Chinese provinces from 2001 to 2007, the paper conducts an empirical analysis of the microfinance performance in different regions. The results show that rural microfinance exerts a significant effect on raising farmers´ income. However, due to regional differences, the performance varies a lot. The key factors that affect the performance, such as the loan amounts, educational levels, loan terms and gender, are discussed. The paper concludes that a new microfinance mechanism targeting regional characteristics can help microfinance play a more crucial role in its contribution to the improvement of the income level of local farmers.
  • Keywords
    financial management; microeconomics; China; educational levels factor; gender factor; loan amounts factor; loan terms factor; microfinance performance; regional difference perspective; rural microfinance mechanism; Agriculture; Cultural differences; Data engineering; Economic indicators; Finance; Humans; Performance analysis; Production; Region 5; Stability; China´s rural areas; microfinance performance; regional differences;
  • fLanguage
    English
  • Publisher
    ieee
  • Conference_Titel
    Financial Theory and Engineering (ICFTE), 2010 International Conference on
  • Conference_Location
    Dubai
  • Print_ISBN
    978-1-4244-7757-9
  • Electronic_ISBN
    978-1-4244-7759-3
  • Type

    conf

  • DOI
    10.1109/ICFTE.2010.5499423
  • Filename
    5499423