DocumentCode
2855246
Title
Microfinance performance in China´s rural areas: A perspective of regional differences
Author
Song, Wei ; Xue, Xuna ; Zhong, Luya
Author_Institution
Sch. of Finance, Renmin Univ. of China, Beijing, China
fYear
2010
fDate
18-20 June 2010
Firstpage
73
Lastpage
79
Abstract
Based on the micro-panel data of 116 farmer households in 28 Chinese provinces from 2001 to 2007, the paper conducts an empirical analysis of the microfinance performance in different regions. The results show that rural microfinance exerts a significant effect on raising farmers´ income. However, due to regional differences, the performance varies a lot. The key factors that affect the performance, such as the loan amounts, educational levels, loan terms and gender, are discussed. The paper concludes that a new microfinance mechanism targeting regional characteristics can help microfinance play a more crucial role in its contribution to the improvement of the income level of local farmers.
Keywords
financial management; microeconomics; China; educational levels factor; gender factor; loan amounts factor; loan terms factor; microfinance performance; regional difference perspective; rural microfinance mechanism; Agriculture; Cultural differences; Data engineering; Economic indicators; Finance; Humans; Performance analysis; Production; Region 5; Stability; China´s rural areas; microfinance performance; regional differences;
fLanguage
English
Publisher
ieee
Conference_Titel
Financial Theory and Engineering (ICFTE), 2010 International Conference on
Conference_Location
Dubai
Print_ISBN
978-1-4244-7757-9
Electronic_ISBN
978-1-4244-7759-3
Type
conf
DOI
10.1109/ICFTE.2010.5499423
Filename
5499423
Link To Document