DocumentCode :
2905123
Title :
Continual Improvement of Small and Medium Enterprises Credit Structure in Inclusive Financial System
Author :
Liu Junxiang ; Zhao Yuhua
Author_Institution :
Asia-Australia Bus. Coll., Liaoning Univ., Shenyang, China
fYear :
2011
fDate :
17-18 Oct. 2011
Firstpage :
499
Lastpage :
502
Abstract :
In order to solve the financial difficulties of small and medium enterprises (SMEs) in China, the credit structures which can satisfy the demand of commercial loans are discussed in this paper. By analyzing production function, it is understandable for the basic driving force of SMEs for sustainable development and the nature of sustainable demand of funds. Take mutual guarantee loans as examples to show how the risk of joint liability loan can be affected by credit structure optimization in solving financial problem of SMEs. Empirical demonstrations show that optimized credit structure of joint liability loan can probably be a significant form for SMEs finance based on inclusive financial system and it is of importance on promoting in China.
Keywords :
business continuity; financial management; small-to-medium enterprises; sustainable development; China; SME financial problem; commercial loan; credit structure improvement; credit structure optimization; fund sustainable demand; inclusive financial system; joint liability loan risk; production function; small-and-medium sized enterprise; sustainable development; Companies; Finance; Government; Joints; Production; Stability analysis; Inclusive financial sectors; credit Structures; improvement;
fLanguage :
English
Publisher :
ieee
Conference_Titel :
Business Intelligence and Financial Engineering (BIFE), 2011 Fourth International Conference on
Conference_Location :
Wuhan
Print_ISBN :
978-1-4577-1541-9
Type :
conf
DOI :
10.1109/BIFE.2011.43
Filename :
6121189
Link To Document :
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