Independent Channel Multi Method Multi-Factor Authentication (MMM-FA) model for B2P remote Commerce

Electronic Commerce, popularly known as eCommerce plays am important role in world business. However, the security of eCommerce is very difficult and gives sufferings to the vendors, architects and also users. Therefore, lots of security models are proposed and operated at present time. SecureID by RSA is one of them that uses security token. The steady progress of code breaking threats SecureID system too. The recent phenomenon of secure use of cell phone for remote commerce called mCommerce makes revolutionary progress in remote business. But the potential threat to mCommerce also exists. Therefore, Independent Channel Multi Method Multi-Factor Authentication model is proposed for rapid translatable secure electronic and mobile commerce called emCommerce.