Study on Financing System of Low-Rent Housing in China

The low-rent housing system is an important complements of the housing provision system in China. But, the development speed of the low-rent housing system is limited for a variety of factors in the past decade. Compared to the huge demand of the low rent house, only a small number was benefited from this policy. And financing is the key problem of low-rent houses. However, the financing channel of low-rent housing construction in China is still narrow, it is difficult to satisfy the very big fund demand if only depend on the current mode of financing. This paper systematically analyzed the main problems of the financing system related to low-rent housing in China. After compare and classify the current innovation patterns, the paper summarized the framework of the financing system of the low-rent house and point out the direction of innovation in future. Finally, suggestions were put forward for the comprehensive use of financing patterns and the optimization of capital allocation of low-rent house projects.