The Architecture and Implementation of the New Generation Business System in a Commercial Bank

At present, there are many problems in domestic commercial banks. This paper describes the fundamental solution to these problems through the presentation of a domestic commercial bank, which integrates various business channels by centralizing business platforms and altering the business model based on accounting treatment into the operation model of customer-oriented. It builds a new generation of business system that is divided into access layer, support layer, application service layer and business system layer which respectively implements the functions of docking client, unifying data format, exchanging data, database services and etc. This paper describes the new architecture, technical support and the physical configuration of the new system. The new system includes eight application subsystems: Core and auxiliary systems; EAI-synthetical front-end system; plug-business system; agency business system; managed application system; analytic applications system; Payment, UnionPay and other external front-end system; Fore-end service channel and their support system. Meanwhile, take the business process of core business inquiring and reports printing for example to show the effectiveness of the new system.