Construction and Adoption of Net-enabled Credit Analysis Supporting System (NCASS) Using Social Information Networks

Author

Song, Mei ; Xue, Yaowen ; Zhang, Pengzhu ; Yuan, Haiying

Author_Institution

Antai Coll. of Econ. & Manage., Shanghai Jiaotong Univ., Shanghai, China

fYear

2010

fDate

26-28 Sept. 2010

Firstpage

460

Lastpage

463

Abstract

The paper presents a Net-enabled Credit Analysis Supporting System (NCASS) with social information service, and also constructs an experimental method to validate its adoption. NCASS consists of two modules, hard information acquaintance by government information sharing and soft information acquaintance by value/supply chain controlling and grassroots network. Then the effect of different information in the NCASS and the influence of different risk preferences of the loan officer are tested.

Keywords

credit transactions; government data processing; information networks; risk management; social networking (online); government information sharing; grassroots network; hard information acquaintance; loan officer; net-enabled credit analysis supporting system; risk preferences; social information networks; social information service; soft information acquaintance; Companies; Decision making; Economics; Government; Industries; Supply chains; E-government; Grassroots network; SME lending; Social information network;

fLanguage

English

Publisher

ieee

Conference_Titel

Computational Aspects of Social Networks (CASoN), 2010 International Conference on

Conference_Location

Taiyuan

Print_ISBN

978-1-4244-8785-1

Type

conf

DOI

10.1109/CASoN.2010.109

Filename

5636619