Influence factors analysis of Chinese trust industry profitability based on RFA

Analyze comprehensively and systematically the factors that influence trust efficiency through the three main respects, the macro factor, the industry factor, and the microscopic factor. And with the net profitability indicators being the dependent variable and the variable like trust scale, degree of innovation, stability, asset allocation as well as the corporate governance chosen respectively as the independent variable, the importance of each variable are calculate in the stochastic forest algorithm (RFA) method, and the relative effect of their importance on the profitability analyzed. The analysis showed that the main factors that affect the net profit of Chinese trust company are the scale and the stability while the asset allocation, the degree of innovation, and the corporate governance have little effect on the efficiency.