Notice of RetractionDiscussion on credit risk forecasting of industries with fraud sales

Notice of Retraction

After careful and considered review of the content of this paper by a duly constituted expert committee, this paper has been found to be in violation of IEEE´s Publication Principles.

We hereby retract the content of this paper. Reasonable effort should be made to remove all past references to this paper.

The presenting author of this paper has the option to appeal this decision by contacting TPII@ieee.org.

Based on the fact that there exist some fraud sale behaviors in some industries during the process of production and sales, this paper considers the credit risk forecasting problem of these industries. For credit risk research, most of the traditional methods are based on the financial indices or dummy variables; however, few literatures consider the moral element, such as sales fraud, and so on. Therefore, this paper introduces the moral factor for discussing the credit risk forecasting. Through introducing the concept of moral credibility and computing of the fraud sales probability, this paper derives the measurement method, and modifies the polarized case that the dummy variable value 0-1. This method improves the effectiveness and the accuracy of the forecasting results.