DocumentCode
3529753
Title
Whether the education has effect on loan defaults: A theoretical and empirical study
Author
Zhang, Chao
Author_Institution
Inst. of Finance, Hebei Univ. of Econ. & Bus., Shijiazhuang, China
Volume
Part 3
fYear
2011
fDate
3-5 Sept. 2011
Firstpage
1808
Lastpage
1810
Abstract
Education is often considered an important factor for the loan repayment. After the review of the literature, we establish a theoretical model which can measure various factors on the impact of loan defaults. With the relevant information, we obtain different results with different education groups in loan default and draw the corresponding conclusions.
Keywords
education; mortgage processing; regression analysis; credit risk; education groups; loan defaults; loan repayment; logit regression models; personal housing mortgage loans; Economics; Education; Finance; Loans and mortgages; Logistics; Regression analysis; Credit Risk; logit regression models; mortgage loans;
fLanguage
English
Publisher
ieee
Conference_Titel
Industrial Engineering and Engineering Management (IE&EM), 2011 IEEE 18Th International Conference on
Conference_Location
Changchun
Print_ISBN
978-1-61284-446-6
Type
conf
DOI
10.1109/ICIEEM.2011.6035516
Filename
6035516
Link To Document