A matter-element evaluation model for the individual credit of university students loan

Based on the evaluation index system of university students´ credit to repay a loan, this paper sets up a matter-element evaluation model on the individual credit of university students loan by means of extensible engineering method. The rank of individual credit and the index for evaluating the level of individual credit are made as matter-element, meanwhile, the classical field, the segment field, the weight coefficient and dependence degree are obtained. Finally, this paper presents the evaluation method by giving an example. This method is simple in calculation, reasonable in evaluation with high applicability.