Notice of RetractionA mortgage assessment system based on subsumption architecture

Notice of Retraction

After careful and considered review of the content of this paper by a duly constituted expert committee, this paper has been found to be in violation of IEEE´s Publication Principles.

We hereby retract the content of this paper. Reasonable effort should be made to remove all past references to this paper.

The presenting author of this paper has the option to appeal this decision by contacting TPII@ieee.org.

One of the biggest drawbacks exist in the traditional mortgage assessment system is that the credit risk is difficult to control in the changing macroeconomic environment. In order to compensate for this shortfall, we describe a market information-based Intelligent mortgage assessment system based on Brooks´ subsumption architecture. In this architecture, we implement the subsumption of lower layers by high layers using nonmonotonic reasoning principles. However, unlike systems that followed Brooks´ work, it allows the layers to work in synergy to produce the compound behavior. Study shows that, based on the above structure, System can track the changes of customs´ assets in real-time, and dynamically adjust the custom´s credit level, and develop risk prevention strategies in time.