• DocumentCode
    538714
  • Title

    Construction and Application of ART on Personal Credit Scoring

  • Author

    Jiang, Minghui ; Lin, Shan

  • Author_Institution
    Harbin Inst. of Technol., Harbin, China
  • Volume
    1
  • fYear
    2010
  • fDate
    18-20 Dec. 2010
  • Firstpage
    434
  • Lastpage
    436
  • Abstract
    We propose Fuzzy ART in personal credit area to the problem which can´t handle discrete variables and continuous variables together and compared the outputs with logistic regression, linear programming and the BP neural network model results. The empirical result indicates that the model of Fuzzy ART category has less error II and possesses better applicable for commercial banks.
  • Keywords
    ART neural nets; backpropagation; banking; fuzzy set theory; linear programming; regression analysis; BP neural network model; commercial banks; fuzzy ART category; linear programming; logistic regression; personal credit scoring; Fuzzy ART; credit scoring; personal credit;
  • fLanguage
    English
  • Publisher
    ieee
  • Conference_Titel
    Digital Manufacturing and Automation (ICDMA), 2010 International Conference on
  • Conference_Location
    ChangSha
  • Print_ISBN
    978-0-7695-4286-7
  • Type

    conf

  • DOI
    10.1109/ICDMA.2010.202
  • Filename
    5701190
    • Link To Document
    https://search.isc.ac/dl/search/defaultta.aspx?DTC=49&DC=538714