DocumentCode :
571376
Title :
Farmer´s Credit Decision Model based on Risk Guarantee Fund
Author :
Pang, Sulin
Author_Institution :
Sch. of Public Adm., Jinan Univ., Guangzhou, China
fYear :
2012
fDate :
18-21 Aug. 2012
Firstpage :
242
Lastpage :
246
Abstract :
This paper researches credit decision model and mechanism based on farmer´s credit rating. It designs both individual rationality of bank and individual rationality of farmer respectively. Under the assumption that the local government and the financial institution set up a credit guarantee fund together based on guarantee fund, it proposes a farmer´s credit loan decision model based on the loan risk lost rate. It also gets a corresponding credit decision mechanism.
Keywords :
banking; decision theory; local government; risk analysis; bank individual rationality; farmer credit loan decision model; farmer credit rating; farmer individual rationality; financial institution; loan risk lost rate; local government; risk guarantee fund; Contracts; Economic indicators; Educational institutions; Local government; Systems engineering and theory; Uncertainty; Farmer´s credit loan; Individual Rationality; decision model and mechanism; guarantee fund; loan risk lost rate; local government and financial institution;
fLanguage :
English
Publisher :
ieee
Conference_Titel :
Business Intelligence and Financial Engineering (BIFE), 2012 Fifth International Conference on
Conference_Location :
Lanzhou
Print_ISBN :
978-1-4673-2092-4
Type :
conf
DOI :
10.1109/BIFE.2012.59
Filename :
6305120
Link To Document :
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