Agriculture microfinance risk control based on credit score model in China

Microfinance is designed to provide a small and ongoing credit service activities to low-income groups. At present Chinese rural micro-credit pilot project has been launched nationwide, but because it´s higher risk characteristics, resulting in the implementation of rural microfinance organization for rural micro-loans for holding an extremely cautious approach, serious hamper the development of rural microfinance, the research on control risk of rural microfinance is important to it´s sustainable development. This paper collect the small loans user information and through Logit binary choice model to measure the various indicator´s weight, empirical test the credit scoring model can be applied to control credit risk of small agricultural loans, For the control of rural microfinance credit risk has important policy implications.