Instant payment for services through mobile devices

The paper describes about Implementing a mobile application which can be used for instant payment process for various services like Transportation (e.g. Railway system, Airline system, etc) Utility Payment (e.g. Electricity bill payment system and etc), Hospitality (Restaurants etc). The ultimate thing is, as of now there is no live application for sub-urban train´s in any market. We have done a frame work on vending sub-urban train ticket´s using mobile application which makes use of instant payment method. Generally in sub-urban stations we do not have enough number of counters for getting our tickets quickly. So this application tries to eradicate the drawbacks of existing IRCTC´s application and incorporates an innovative idea of payment via mobile balance and Cash card. And the implementation of this application will have a great impact during peak working hours of our day to day life. And we hope that enormous number of people those who travel by train´s everyday will get benefitted by this application. This could also be incorporated in upcoming Metro train project. Similar situations apply for many services, where payment will be delayed due to large number of users waiting. So this approach addresses these situations. Instant payment for services has its own challenges and the paper describes the approaches taken.