پديد آورندگان :
جعفري نيا، سعيد داﻧﺸﮕﺎه ﺧﻮارزﻣﯽ - داﻧﺸﮑﺪه ﻣﺪﯾﺮﯾﺖ - ﮔﺮوه ﻣﺪﯾﺮﯾﺖ ﻣﻨﺎﺑﻊ اﻧﺴﺎﻧﯽ و ﻣﺪﯾﺮﯾﺖ ﮐﺴﺐ و ﮐﺎر , سلماسي، مريم داﻧﺸﮕﺎه ﺧﻮارزﻣﯽ - داﻧﺸﮑﺪه ﻣﺪﯾﺮﯾﺖ - ﮔﺮوه ﻣﺪﯾﺮﯾﺖ ﻣﻨﺎﺑﻊ اﻧﺴﺎﻧﯽ و ﻣﺪﯾﺮﯾﺖ ﮐﺴﺐ و ﮐﺎر , خواستار، حمزه داﻧﺸﮕﺎه ﺧﻮارزﻣﯽ - داﻧﺸﮑﺪه ﻣﺪﯾﺮﯾﺖ - ﮔﺮوه ﻣﺪﯾﺮﯾﺖ ﻣﻨﺎﺑﻊ اﻧﺴﺎﻧﯽ و ﻣﺪﯾﺮﯾﺖ ﮐﺴﺐ و ﮐﺎر , نياكان، ليلي ﭘﮋوﻫﺸﮑﺪه ﺑﯿﻤه
كليدواژه :
آينده‌پژوهي بيمه‌هاي اتومبيل حمل و نقل مرور سيستماتيك , بيمه‌هاي اتومبيل , حمل و نقل , مرور سيستماتيك
چكيده فارسي :
ﻫﺪف: ﺑﯿﻤﻪ ﻫﺎي اﺗﻮﻣﺒﯿﻞ در اﯾﺮان ﺳﻬﻢ ﻗﺎﺑﻞ ﺗﻮﺟﻬﯽ از ﻓﺮوش اﻧﻮاع ﺑﯿﻤﻪ را ﺑﻪ ﺧﻮد اﺧﺘﺼـﺎص داده اﻧـﺪ و ﺣﺴﺎﺳـﯿﺖ ﻧﺴﺒﺖ ﺑﻪ ﺗﺤﻮﻻت آن در آﯾﻨﺪه ﺑﺴﯿﺎر زﯾﺎد اﺳﺖ. ﭘﮋوﻫﺶ ﺣﺎﺿﺮ ﺑﺎ ﻫﺪف ﺷﻨﺎﺧﺖ ﻋﻮاﻣﻞ ﺗﺎﺛﯿﺮﮔﺬار ﺑﺮ آﯾﻨﺪه ﺑﯿﻤﻪ ﻫـﺎي اﺗﻮﻣﺒﯿﻞ در ﺟﻬﺎن اﻧﺠﺎم ﺷﺪه اﺳﺖ.
روش ﺷﻨﺎﺳﯽ: اﯾﻦ ﭘﮋوﻫﺶ ﯾﮏ ﺑﺮرﺳﯽ ﻧﻈﺎم ﻣﻨﺪ اﺳﺖ ﮐﻪ در زﻣﯿﻨﻪ آﯾﻨﺪه ﺑﯿﻤﻪ، ﺧﻮدروﻫﺎ و ﺳﯿﺴﺘﻢ ﺣﻤـﻞ و ﻧﻘـﻞ اﻧﺠـﺎم ﺷﺪه اﺳﺖ. در اﯾﻦ ﻣﺮور ﻧﻈﺎم ﻣﻨﺪ ﻋﻼوه ﺑﺮ ﻣﻘﺎﻻت ﻣﻨﺘﺸﺮ ﺷﺪه در ﭘﺎﯾﮕﺎه ﻫﺎي ﻣﻨﺘﺨﺐ ﺑـﻪ ﮔـﺰارش ﻫـﺎي آﯾﻨـﺪه ﻧﮕﺎراﻧـﻪ ﺑﺮﺧﯽ ﻣﺮاﮐﺰ ﺗﺤﻘﯿﻘﺎﺗﯽ ﻧﯿﺰ اﺳﺘﻨﺎد ﺷﺪه اﺳﺖ. اﯾﻦ ﻣﻄﺎﻟﻌﻪ ﺑﺎ اﺳﺘﻨﺎد ﺑـﻪ اﻧﺘﺸـﺎرات ﭘﺎﯾﮕـﺎه ﻫـﺎي ﭘﮋوﻫﺸـﻨﺎﻣﻪ ﺑﯿﻤـﻪ، ﻧـﻮر، ﺳﯿﻮﯾﻠﯿﮑﺎ، آﯾﻨﺪه ﺑﺎن، ﭘﮋوﻫﺸﮑﺪه ﺑﯿﻤﻪ، ﺳﺎﯾﻨﺲ داﯾﺮﮐﺖ، اﻣﺮاﻟﺪ، اﺷﭙﺮﯾﻨﮕﺮ، ﻣﮏ ﮐﯿﻨﺰي، رﻧـﺪ، ﭘـﯽ دﺑﻠﯿـﻮ ﺳـﯽ، ارﻧﺴـﺖ و ﯾﺎﻧﮓ، وﯾﻠﯿﺲ ﺗﺎورز واﺗﺴﻮن، ﮐﭙﺠﻤﻨﺎي و ﻏﺮﺑﺎل ﮔﺮي ﺑﺮ اﺳﺎس ﮐﻠﻤﺎت ﮐﻠﯿﺪي ﺑﯿﻤﻪ، اﺗﻮﻣﺒﯿﻞ/ ﺧـﻮدرو و ﺣﻤـﻞ و ﻧﻘـﻞ اﻧﺠﺎم ﺷﺪه اﺳﺖ.
ﯾﺎﻓﺘﻪ ﻫﺎ: در اﯾﻦ ﺑﺮرﺳﯽ ﮐﻪ ﺑﺎ ﺗﻌﺪاد زﯾﺎدي ﺳﻨﺪ ﺷﺮوع ﺷﺪ، ﭘﺲ از ﭼﻨﺪﯾﻦ ﻣﺮﺣﻠﻪ ﻏﺮﻟﺒـﺎﻟﮕﺮي در ﻧﻬﺎﯾـﺖ 71 ﻣﻘﺎﻟـﻪ و 64 ﮔﺰارش ﻣﻮرد ﺑﺮرﺳﯽ ﻋﻤﯿﻖ ﻗﺮار ﮔﺮﻓﺘﻨﺪ. از ﺑﺮرﺳﯽ 551 روﻧﺪ، اﺑﺮ روﻧﺪ، ﻋﺎﻣﻞ و ﻓﺎﮐﺘﻮر و رواﺑﻂ ﻋﻠﯽ و ﻣﻌﻠـﻮﻟﯽ ﻣﻮﺛﺮ ﺑﺮ آﯾﻨﺪه ﺑﯿﻤﻪ ﻫﺎي اﺗﻮﻣﺒﯿﻞ، 197 ﻣﻘﻮﻟﻪ ﺑﻪ ﻋﻨﻮان ﻋﺎﻣﻞ ﺗﺎﺛﯿﺮﮔـﺬار در ﻗﺎﻟـﺐ 31 ﺳـﺎزه ﺷﻨﺎﺳـﺎﯾﯽ ﺷـﺪه و در ﺷـﺶ دﺳﺘﻪ ﻓﻨﺎوراﻧﻪ، ﻣﺤﯿﻂ زﯾﺴﺘﯽ، اﺟﺘﻤﺎﻋﯽ، اﻗﺘﺼﺎدي، ﺳﯿﺎﺳﯽ، ﺣﻘﻮﻗﯽ و ﮐﺴﺐ و ﮐﺎر دﺳﺘﻪ ﺑﻨﺪي ﺷﺪﻧﺪ.
ﻧﺘﯿﺠﻪ ﮔﯿﺮي: ﺑﺮ اﺳﺎس اﯾﻦ ﺑﺮرﺳﯽ، ﺑﺮﺧﯽ از ﻋﻮاﻣﻞ ﺑﻪ ﺻﻮرت ﻣﺴﺘﻘﯿﻢ و ﺑﺮﺧﯽ ﺑﻪ ﺻﻮرت ﻏﯿﺮﻣﺴﺘﻘﯿﻢ، آﯾﻨﺪه ﺑﯿﻤﻪ ﻫﺎي اﺗﻮﻣﺒﯿﻞ را دﺳﺘﺨﻮش ﺗﻐﯿﯿﺮ ﺧﻮاﻫﻨﺪ ﮐﺮد
چكيده لاتين :
Objective: Auto insurances in Iran accounts for a significant share of sales among various types of insurance, ao sensitivity and attention to its future developments is very high. The aim of present study is to identify the influential factors and future characteristics of auto insurance in the world.
Method: A systematic review has been conducted on this study on the future of vehicles, transportation system contain urbanization, and especially insurance. As mentioned, the main goal is to identify the influential factors and future features of auto insurance in the world. For this purpose, the publications of Journal of Insurance Research, NoorMags, Civilica, Science Direct, Emerald, Springer open, Insurance Research Center of Iran, Ayandeban, McKinsey, RAND, PwC, Ernst&Young, Willis Towers Watson, Capgemini databases have been cited, and screening databases based on the words including insurance, vehicle, automobile and transportation has been conducted.
Finding: In this study, which started with numbers of documents, 71 articles and 64 reports were deeply reviewed after several screening steps. From a review of 551 trends, mega trends, and factors and their impacts, and identifying causal relationships affecting the future of auto insurance, 197 categories in 31 structures have been identified as influential factors. They were categorized into six categories: technology, environmental, social, economic, political, legal, and business.
Conclusion: According to the study, numbers of factors will directly or indirectly change the future of auto insurance
