بيمه عدم النفع در حقوق ايران با مطالعه تطبيقي در فقه اماميه و حقوق انگلستان

1. Loss of Profit Insurance Contract in Iranian Law with Comparative Study in Jurisprudence and English Law

The loss of prfit policy is also called business interruption policy that under this cover, insurer is obliged to pay a certain amount of money - proportionate to insuredʹs loss because of interval in production procedure- for compensating financial loss. If financial loss causes an interval occurs during the production procedure of an industrial institution, loss profit insure will compensate the loss in income and benefit of production interruption base on loss of profit contractʹs conditions. He also compensates the part of costs that insured suffered excess than production interruption. This article studies this kind of insurance in two parts that consist of loss of profit and its principles and conditions, loss of profit insurance and its fulfillment and species. In all parts of this article, in the case of necessity, the above mentioned materials have been discussed in common law as well as Islamic jurisprudence. Moreover, after explaining the impediments of its expansion, we have recommended some strategies for its expansion.