چكيده لاتين :
In this research, in order to recognize the factors which affect demands for physician s professional liability insurance, ARDL and ECM approaches are used, in Microfit software during the time period of 1369 - 1385 (1990 - 2005). The results show that among variables, the rate of premium has the greatest effect on the demand for physicians professional liability insurance and in the lower levels, number of agencies, national income, and loss payment, effecting demand for insurance. According to the obtained results, hypothesis which pertain the positive relationship between this kind of insurance and the variables of loss payment, national income and number of branches is confirmed and inverse relationship among premium rate with demand for the insurance is proved.
