بررسي درآمد حاصل از تحمل ريسك از ديدگاه آموزه هاي اسلامي

An investigation of Risk Takingʹs Income under Perspective of Islamic Courses

One of accepted principles in finance is "the more the risk, the more the income". This paper investigates this principle in investments field and under perspective of Islamic courses. So, at the beginning, the article explains the meaning of risk and different types of it and its importance, and then practices the principle of risk taking in Islam, considering and referencing Quran Verses, Imams narratives, and habitude of rational characteristics. The next section of the article looks up the Shariah compliant types of risk. Based on findings of this section, it can be concluded that under perspective of Islamic Courses, just such types of risk are allowed to be taken that are (1) useful, (2) productive, and (3) controllable. Finally, at the last section of the paper with reasoning on rewarding and pricing of risk in manufacture process, bank guarantee, and insurance contract, and with using of analyzing-deducting method, it is concluded that: (1) useful, productive, and controllable risk is valuable in Shia jurisprudence and the taker of such risk can claim the financial equivalent, and (2) everyone who tolerates more risk, can be claimer of more income.