پديد آورندگان :
جعفري ندوشن ، علي اكبر نويسنده دانشجوي دكتري حقوق خصوصي دانشگاه خوارزمي , , رعيتي شوازي ، عليرضا نويسنده دانشجوي دكتري مديريت مالي دانشگاه علامه طباطبايي ,
كليدواژه :
بازار سرمايه , پسانداز , مدلسازي ساختاري تفسيري (ISM ) , امنيت , الگوي سرمايهگذاري , خانواده
چكيده فارسي :
آگاهي نسبي خانوادهها از متغيرهاي اقتصادي موثر در شرايط مالي خانواده، نظير پسانداز، سرمايهگذاري و غيره و همچنين آشنايي با حداقل ضوابط و مقررات تجاري- مالي، ميتواند ضامن حفظ سلامت و امنيت اقتصادي خانوادهها گردد. سرمايهگذاري در بازار سرمايه، علاوه بر كاركردهاي كلان اقتصادي از حيث اقتصاد خرد خانواده نيز واجد نتايج موثري است كه مهمترين آن تجهيز و هدايت پساندازهاي خرد خانواده به بازارهاي مولد و جلوگيري از سريان آنها به بازارهاي كاذب و جرمخيز دلالي و سفتهبازي است. حضور مشاركت جويانه و مسوولانه اعضاي مختلف خانواده در نهادهاي مالي بازار سرمايه موجب ارتقاي سرمايه اجتماعي و افزايش سطح مشاركتهاي اجتماعي داوطلبانه نيز ميگردد كه خود در تامين امنيت پايدار موثر است. حضور فعالانه خانوادهها در بازار سرمايه و استفاده فرصتهاي مالي آن، ضمن كمك به كاهش فقر و نابساماني خانوادهها به ارتقاي سطح رفاه اجتماعي، توسعه طبقه متوسط و تقويت عدالت اجتماعي و به تبع آن افزايش ضريب امنيت ملي خواهد انجاميد. در تحقيق حاضر، ابتدا با استفاده از روش توصيفي و اكتشافي با ابزار مصاحبه با خبرگان و پيمايش متون به بررسي و تجزيه زواياي مختلف تاثير بازار سرمايه بر امنيت خانواده پرداخته شده است. سپس ضمن استنباط شاخصههاي تاثيرپذيري- با ياري گرفتن از تكنيك مدلسازي ساختاري تفسيري- بهطور دقيق ارتباط و توالي ابعاد و مولفه هاي بازار سرمايه در امنيت خانواده با تاكيد بر تغيير روشهاي مديريت ريسك، بهدست آمده و بهصورت يكپارچه ارايه شده است.
چكيده لاتين :
Introduction
Little knowledge about economic variables in family financial circumstances, such as savings, and investment, and knowing the consequences of each, with minimal knowledge of trade and financial regulations, can ensure financial health and economic security of families. Investment in the capital market in addition to the functions of macroeconomic, has effective outcomes in family microeconomic as well, one of the most important of which is mobilizing and guiding family micro savings to markets and also preventing them from getting involved in crime markets, like speculating and brokering. The response and active presence of family in the financial institutions of capital market may lead to promotion of social capital and increase in the level of social participations that is effective in providing stable security. The active participation of families in the capital market and using their financial opportunities while helping to reduce poverty and family turmoil will lead to the strengthening of the middle class and consequently may increase national security index. In this study, using descriptive and exploratory methodology, and interviewing experts, we tried to study and analyze different aspects of the impact of capital market on family security.
Methods & Materials
Using descriptive and exploratory methodology, interviewing experts, and reviewing research literature, we tried to study and analyze different aspects of the impact of capital market on family security. After trying to understand the characteristics of this impact - with the help of Interpretive Structural Modeling (ISM) – we tried to analyze and determine the relationship between capital market indexes and family safety.
Discussion of Results & Conclusions
Studying the role of capital market in the security system of family-oriented thinking can be helpful. To achieve our research goals, we introduced a general framework, exploring components of the capital market on family safety. Capital market instruments and institutions continue to rely on the lowest effective tax savings and financial capital jobs, optimality model investment, reduced risk, financial fraud, financial education and financial constructive talks, all of which provide a family with the knowledge and socio-economic information that it needs. Training about financial issues and social capital lead to tolerance strengthening, and active participation of families in the capital market. If successful, financial opportunities help reducing poverty and chaos, thereby families can be hopeful to promote their welfare and security will follow.
Four important components of the capital market necessary to provide families with safety include: risk management methods, secure employment opportunities for women, strengthening social capital and try to reduce poverty, improving thereby the standard of living.
