Title :
The analysis on the Deposit poor Credit under the anticipation of the Central Bank raising the interest rates in China
Author_Institution :
Post-doctoral Res. Station of Shanghai, Fudan Univ., Shanghai, China
Abstract :
The paper has made the analysis on the Deposit poor Credit under the anticipation of the Central Bank raising the rates. To control the sharply increasing prices, the Central Bank has taken the measure of raising the interest rates and it has made the deposit rate and loan rate of the commercial bank up correspondingly. Firstly, through the model of systematic dynamic of the Central Bank raising the rates, the paper has analyzed the SyntheSim for the effect of the Central Bank raising the rates to the deposit rate and loan rate of the commercial bank. Secondly, the paper has analyzed whether the system of the Deposit poor credit for the commercial bank chaos or not, and pointed out that the Central Bank raising the rates has been rational and reasonable. Finally, the paper has put forwards the measures which the bank should take to deal with the problem of the decreasing of the Deposit poor Credit.
Keywords :
banking; credit transactions; deflation (monetary); inflation (monetary); stock markets; China; SyntheSim; central bank; commercial banks; deposit poor credit analysis; interest rates; loan rate; price increase; Chaos; anticipation of the raising rates; chaos; deposit poor credit; interest rates liberalization; system dynamics;
Conference_Titel :
System Science, Engineering Design and Manufacturing Informatization (ICSEM), 2011 International Conference on
Conference_Location :
Guiyang
Print_ISBN :
978-1-4577-0247-1
DOI :
10.1109/ICSSEM.2011.6081254