The application and innovation of supply chain financing based on the B2B e-commerce

Supply chain financing (SCF) focuses on providing comprehensive financial services for one or more enterprises in the supply chain. In this paper, applied the supply chain financing model to B2B e-commerce, a new concept of supply chain financing model based on the B2B e-commerce was proposed. Then its operating mechanism and two main application modes which include electronic order financing and electronic warehouse receipt financing were described in detail. At last, the benefits and risks of the supply chain were analyzed, which applied the supply chain financing to the B2B e-commerce. The result shows that the new supply chain financing model based on the B2B e-commerce may not only improve the efficiency of the small and medium-sized enterprises (SMEs) and other economic effectively, but also reduce the financing risk.